Do You Need A Consumer Protection Lawyer?

Whether your issue involves unfair debt collection practices, predatory lending, collection harassment, auto fraud, loan fraud or debt collection defense, having a qualified consumer attorney on your side can make the difference between successfully standing up for your rights and getting steamrolled.

Typically, there are several reasons someone might choose to consult with and retain a consumer protection lawyer:

• The amount of money is significant. Everyone’s definition of significant is different, but if enough of your money is at risk – e.g., if your bank account has been frozen – then it may be time to talk to a lawyer.
• You’re not a lawyer. Probably an obvious point, but it’s worth stating nonetheless that just because the merits of the case are in your favor doesn’t mean you’ll automatically win. If practicing law is not what you do for a living, there’s an excellent chance that your lack of familiarity with the law and procedures will put you at a disadvantage and jeopardize your eventual victory. This is particularly ture when dealing with unscrupulous or abusive debt collectors and predatory lenders.
• Dealing with the matter yourself will take too much time. It is possible for you to respond to a lawsuit yourself and even handle your own communications with the creditor, but be forewarned that it is time consuming and that the creditor will not make it easy for you (whereas he may negotiate in better faith with an experienced consumer lawyer).
• You just don’t want the hassle of dealing with the matter. Even if you are capable of negotiating with creditors – is that what you want to spend your time on? Chances are you are not sufficiently well versed in the laws regulating collection agency practices to be in a position to look for mistakes the agency may have made and use those to your advantage.  Let our knowledge of the Fair Debt Collection Practices Act, the Truth in Lending Act, and numerous other consumer protection laws work for you.

If you think you may need the services of a consumer lawyer, we urge you to complete our online form. It should take just a few minutes to sum up your case. There’s no charge for simply getting in touch and no commitment on your part.

Click here to view a PDF brochure about our consumer law practice.

S&S also practices in the areas of commercial litigation and transactions; real estate; trusts and estates; executive compensation and contracts. Click here for more information.